If you need to take the SAFE Mortgage Loan Originator Test for your lending license, Varsity Tutors can set you up with effective NMLS test preparation. We'll connect you with an NMLS prep instructor who can work directly with you in a one on one environment for maximal efficiency, adaptability, and effectiveness. Talk to our Educational Directors or continue reading below to learn more about how individualized instruction in an NMLS course could be your best option to get prepared for this important exam.
When Varsity Tutors sets you up in NMLS test prep sessions, you get the undivided support and guidance of a professional who understands the requirements of the SAFE Mortgage Loan Originator Test and can help you focus on the areas where you need the most help. If it's regulatory topics that you want to make sure you have down, handling titles, figuring out the proper loan calculations for a particular client, or any other aspect of mortgage lending where you need a better understanding, your NMLS classes can focus there. When you don't know what you should be studying, your NMLS test prep instructor can figure out your areas of need and customize a study plan so that you're always going after any knowledge gaps you have to keep working towards improvement.
The SAFE Mortgage Loan Originator Test covers a lot of ground. Here are just some of the topics you can review during NMLS prep sessions:
NMLS Safe MLO Test Topics (Non-Comprehensive)
- Real Estate Settlement Procedures Act (RESPA)
- Equal Credit Opportunity Act (ECOA)
- Truth in Lending Act (TILA)
- TILA-RESPA Integrated Disclosure Rule
- Home Mortgage Disclosure Act (HMDA)
- Regulatory Authorities (CFPB, HUD)
- Qualified and Non-Qualified Mortgage Programs
- Mortgage Loan Products
- Junior Liens
- Loan Inquiry and Application Process Requirements
- Qualification: Processing and Underwriting
- Closing Titles and Title Insurances
- Financial calculations used in mortgage lending
- Ethical issues
- Ethical behaviors
- SAFE Act and CSBS/AARMR Model State Law
Your NMLS class isn't only focused on helping you develop the knowledge you need for this exam. You also get to work on your test-taking skills during NMLS prep sessions. Since the test features 125 questions in just over 3 hours, you'll need time management skills to help you perform accurately under time constraints. NMLS prep tutors can also help you develop strategies for eliminating obvious wrong answer choices to make tough questions easier to answer or give you techniques to stay calm and focused for the whole 3 hours and 10 minutes.
Your NMLS courses also cater to your pace and learning style. You'll have the opportunity to get explanations in different ways, like working through the qualification process on a whiteboard or talking through the intricacies of regulatory requirements. With personalized NMLS test prep, you won't have to move on from a topic until you feel comfortable with your understanding of it.
At Varsity Tutors, we want it to be easy for you to get the NMLS preparation you deserve. That's why we do the work to find your NMLS test prep instructor, and we'll make every effort to find someone who can meet at a time that works for your schedule. For added convenience, you'll be able to get NMLS tutoring from anywhere with an Internet connection. Our Live Learning platform allows students to meet their NMLS prep instructors for face to face sessions with a virtual whiteboard and other handy tools.
If you are ready to get started with effective and efficient NMLS test prep, contact Varsity Tutors today.

Donald: Vallejo NMLS - Nationwide Mortgage Licensing System test prep instructor
...of educating agents to serve their clients at the highest level, believing it to be absolutely necessary for an improved quality of life, and I try to impart this appreciation to all of my students. In my spare time, I enjoy composing music, playing piano/keyboards, reading up on the latest trends in my profession and...
Education & Certification
- University of South Alabama - Bachelor in Arts, Anthropology
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Real Estate License
- Real Estate License - Texas
- STAAR Grades 3-8
- +62 subjects

Robyn: Vallejo NMLS - Nationwide Mortgage Licensing System test prep instructor
...and non-traditional college students, each bringing unique perspectives and challenges. My commitment to education and helping students stems from a desire to empower them with the skills and knowledge they need to succeed. I believe that a strong foundation in accounting and financial analysis is crucial for any business professional, and I am particularly enthusiastic...
Education & Certification
- Washington College - Bachelor of Science, Business Administration and Management
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- CPA
- Financial Accounting
- Technology and Coding
- +23 subjects

Joy: Vallejo NMLS - Nationwide Mortgage Licensing System test prep instructor
I've spent the past 40 years in all areas of the mortgage industry. I was instrumental in the beginning of individual licensing and continuing education in South Carolina 10 years ago. Origination, Servicing, Compliance, Risk, Underwriting, Management
Education & Certification
- Gulf Coast State College - Associate in Arts, Business Administration and Management
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Real Estate License
- Microsoft Office
- Microsoft Excel
- +4 subjects

Antwanette: Vallejo NMLS - Nationwide Mortgage Licensing System test prep instructor
...various capacities. While I have taught a wide range of subjects, I am passionate about real estate. I currently tutor for Real Estate Licensing. I understand that different people learn different ways. Which is why I feel it is important to provide various tools and concepts in teaching. In my experience helping individuals to become...
Education & Certification
- Lindenwood University - Bachelor of Science, Human Resources Management
- Lindenwood University - Master of Arts, Mass Communications
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Real Estate License
- Professional Certifications

Miguel: Vallejo NMLS - Nationwide Mortgage Licensing System test prep instructor
..."difficult" license that you needed to obtain prior to actually becoming a lender. Once I took the leap I studied, and studied and yes studied, to make sure I passed the test. (By the way only about 25% pass it the first time). I attribute this to not only learning and understanding the material, but...
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Professional Certifications

Jennifer: Vallejo NMLS - Nationwide Mortgage Licensing System test prep instructor
...tutor a broad range of subjects including Professional Certifications, Insurance License, NMLS, SIE, and Series 6. I am a graduate of Eastern Illinois University. I received my Master of Science Degree and Bachelor of Arts Degree in Family and Consumer Science with a Minor in Business Administration. I have over 20 Years of sales, leadership,...
Education & Certification
- Eastern Illinois University - Bachelor of Science, Family and Consumer Sciences
- Eastern Illinois University - Master of Science, Family and Consumer Sciences
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Series 6
- Insurance License
- Series 66
- +10 subjects

Lynnette: Vallejo NMLS - Nationwide Mortgage Licensing System test prep instructor
I am a professional with over 20 years of experience who enjoys teaching and seeing the light going off in a students eyes when they finally grasp a concept.
Education & Certification
- University of California-Davis - Bachelor in Arts, Chemistry
- DeVry Universitys Keller Graduate School of Management-California - Masters in Business Administration, Finance
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Real Estate License
- High School Accounting
- Other
- +24 subjects

Brent: Vallejo NMLS - Nationwide Mortgage Licensing System test prep instructor
...Instruction: I know how to break down complex topics into easy-to-understand, test-ready concepts. Customized Support: Whether you're brand new or need a refresher, I tailor my approach to your needs and learning style. Certifications: I am the only MLO Origintor in the country, with six certifications: AMP, CMC, CRMS, CDLP, CVLS, CMA and proud to...
Education & Certification
- University of Nebraska at Omaha - Bachelor of Science, Small Business Administration and Management
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Professional Certifications

Jennifer: Vallejo NMLS - Nationwide Mortgage Licensing System test prep instructor
...avaliable, 9am-5pm and evenings, 8pm or later (I enjoy working late nights after my children are in bed). I have extensive knowledge in Compliance and look forward to helping you achieve your goals. My career represents exceptional credit analyst skills and determining loan risk for mortgage companies. Proven ability to deal effectively in customer relations,...
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Professional Certifications

Stephen: Vallejo NMLS - Nationwide Mortgage Licensing System test prep instructor
...helping students meet their educational needs and helping them succeed wherever their learning takes them. As Albert Einstein indicated, "Education is not the learning of facts but the training of the mind to think." To think about your thinking is the key to education and represents my goal as a tutor. You see, critical-thinking is...
Education & Certification
- Eastern Illinois University - Bachelor of Science, Accounting
- Capella University - Doctor of Philosophy, Accounting and Business Management
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Series 7 - General Securities Representative Exam (Stockbroker)
- CPA
- SEE - Special Enrollment Exam
- +110 subjects

PJ: Vallejo NMLS - Nationwide Mortgage Licensing System test prep instructor
...quest. I taught most curriculum in Accounting, Finance, Business Communications, and Forensic accounting classes. Teaching for almost 20 years provided a good foundation for tutoring students struggling to "make it through" college or high school. I mentored many students, worked as a tutor as needed, and always was available for my students. I loved teaching,...
Education & Certification
- University of New Orleans - Bachelor of Science, Accounting and Business Management
- Northeastern State University - Certificate, Accounting and Business Management
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Series 7 - General Securities Representative Exam (Stockbroker)
- CPA
- Accounting
- +38 subjects

Quinn: Vallejo NMLS - Nationwide Mortgage Licensing System test prep instructor
...need to do is change your perspective. Once you do that, you change your reality! I have been a Loan Advisor for over 20 years. I specialized in first time home buyers so I know to be patient when someone is doing something new. I promise to give you all that I have to help...
Education & Certification
- Montclair State University - Bachelor in Business Administration, Business, General
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Professional Certifications

Chunhua: Vallejo NMLS - Nationwide Mortgage Licensing System test prep instructor
...and corporate board. I enjoy challenges and have consistently grown within the industry by enhancing my shills and obtaining additional licenses as well as taking on additional responsibilities. I am a people person who enjoys knowing and working with new people. I have positive and patient personality. I want share my insights to enhance a...
Education & Certification
- Wuhan University - Bachelor of Science, Computer and Information Sciences, General
- Wuhan University - Doctor of Philosophy, Management Information Systems
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Real Estate License
- Series 65
- Insurance License
- +7 subjects

Jimmy: Vallejo NMLS - Nationwide Mortgage Licensing System test prep instructor
...and struggles loan officers and real estate agents have. The truth is, most real estate agents and loan officers do not have the tools or knowledge to be successful in the industry. In fact, according to the National Association of Realtors, 82% of new agents quit by the second year! As a Mortgage broker and...
Education & Certification
- Arizona State University - Bachelor of Science, Business Administration and Management
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Real Estate License - Arizona
- Real Estate License
- Real Estate License - Virginia
- +1 subjects

Coovi: Vallejo NMLS - Nationwide Mortgage Licensing System test prep instructor
...When you share your knowledge, you become better. We all learn from others. I'm a Certified Public Accounting working in a financial institution. I have two Bachelor's Degrees in accounting and finance from Franklin University. I also have a Master's Degree in accounting in French. I will serve as a guide to help anyone to...
Education & Certification
- Franklin University - Bachelor of Science, Accounting and Finance
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- CPA
- Financial Accounting
- Professional Certifications
- +15 subjects

Robert: Vallejo NMLS - Nationwide Mortgage Licensing System test prep instructor
...to provide continuing education courses to real estate agents and lenders in the Tucson metropolitan area. In 2018, Robb received his real estate license! I am very athletic and an avid CrossFitter! CrossFit has both transformed my body and life! Having studied over 13 languages and cultures, I have found great joy in how we...
Education & Certification
- University of Phoenix-Southern Arizona Campus - Bachelor of Science, Accounting
- University of Phoenix-Southern Arizona Campus - Masters in Business Administration, Business Administration and Management
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Real Estate License
- Series 7
- CPA
- +53 subjects

Phillip: Vallejo NMLS - Nationwide Mortgage Licensing System test prep instructor
I received both my Bachelor's and Master's degrees from Mississippi State University and have ten years of experience teaching various topics to all age groups. I am passionate about helping others learn new subjects that they can use to improve their lives.
Education & Certification
- Mississippi State University - Bachelor in Business Administration, Business Administration and Management
- Mississippi State University - Masters in Business Administration, Business Administration and Management
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Real Estate License
- Biology
- Mac Basic Computer Skills
- +77 subjects
Education & Certification
- Milwaukee School of Engineering - Bachelor of Engineering, Electrical Engineering
- Roosevelt University - Masters in Business Administration, Business Administration and Management
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Series 63
- Exam IFM - Investment and Financial Markets
- Series 7
- +84 subjects

Christopher: Vallejo NMLS - Nationwide Mortgage Licensing System test prep instructor
...and I am a CPA licensed in the state of New York. I spent over 2 years working for PwC as an auditor, primarily working on oil and natural gas clients. I also have experience working with an Internal Audit department of publicly traded defense company, Moog Inc. and experience as a coach for young...
Education & Certification
- University of Pittsburgh-Pittsburgh Campus - Bachelor of Science, Accounting
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- CPA
- UK A Level
- Managerial Accounting
- +10 subjects

David: Vallejo NMLS - Nationwide Mortgage Licensing System test prep instructor
...effectively within your areas of expertise, one must be dedicated, communicate with simplicity, and have the knowledge to help your students pass their test Additionally, I am currently employed as a Licensed Loan Officer and have 22 years of Mortgage Origination experience This is what I offer to give you the tools to pass the...
Education & Certification
- Milford Mill high school - Current Undergrad Student, General Studies
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Professional Certifications